LOWER EAST SIDE PEOPLE'S
New York, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple / other
Members
8,683
Net Worth Ratio
20.04%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$90.3M
Peer Group 4
Members
8,683
as of latest quarter
Net Worth Ratio
20.04%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$90.3M
Total Shares
$67.1M
Total Loans
$56.4M
Net Worth Ratio
20.04%
≥7% = Well Capitalized
Members
8,683
Delinquency Rate (60d+)
2.32%
$1.3M
Loan-to-share ratio: 84.0%· healthy range 60–80%
Branch Locations
NCUALESPFCU MAIN BRANCH
37 AVENUE B, NEW YORK, NY, 10009
MON, TUES WED, FRI 9-4PM THURS 9-7 PM SAT 10-1 PM
Neighborhood Trust FCU
1112 Saint Nicholas Ave, New York, NY, 10032
North Shore branch
2 St Pauls Ave, Staten Island, NY, 10301-3212
M-F 9-4
East Harlem Branch
2285 2nd Ave, New York, NY, 10035
Mon- Friday 9Am- 4PM
Bronx Satellite branch
941 Intervale Ave, Bronx, NY, 10459-3135
Monday thru Friday- 9AM- 4:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lower-east-side-peoples" target="_blank" rel="noopener">View LOWER EAST SIDE PEOPLE'S on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.