🏦Bank Scorer

LORMET COMMUNITY

Amherst, OH · Federal Credit Union · Chartered in OH

Well Capitalized

Who can join

Employer / occupational group

Charter #24637Est. 1936RSSD: 225595

Members

19,025

Net Worth Ratio

13.58%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$280.9M

Peer Group 5

Members

19,025

as of latest quarter

Net Worth Ratio

13.58%

Well Capitalized

Institution Profile

NCUA

Address

2051 Cooper Foster Park Rd, Amherst, OH 44001-1208

Chartered

1936

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$280.9M

Total Shares

$242.7M

Total Loans

$137.4M

Net Worth Ratio

13.58%

≥7% = Well Capitalized

Members

19,025

Delinquency Rate (60d+)

0.11%

$151K

Loan-to-share ratio: 56.6%· healthy range 60–80%

Branch Locations

NCUA

Amherst Main

2051 Cooper Foster Park Rd, Amherst, OH, 44001-1208

Monday-Thursday 9:00-5:00 Friday 9:00-5:30 Saturday 9:00-1:00

MainATMDrive-thru

East Broad Street

230 E Broad St, Elyria, OH, 44035-6432

Monday-Thursday 9:00-5:00 Friday 9:00-5:30 Saturday 9:00-1:00

ATMDrive-thru

Wellington

216 N Main St, Wellington, OH, 44090

Monday-Tuesday-Thursday-Friday 9:00-5:00 Closed Wednesday Friday 9:00-5:30 Saturday 9:00-1:00

ATMDrive-thru

Avon Lake

586 Moore Rd, Avon Lake, OH, 44012-2313

Monday, Tuesday, & Thursday: 9am - 5pm Wednesday: Closed Friday: 9am - 5:30pm Saturday: 9am - 1pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.