LION'S SHARE
Salisbury, NC · Federal Credit Union · Chartered in NC
Who can join
Type 50
Members
12,578
Net Worth Ratio
3.10%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$65.9M
Peer Group 4
Members
12,578
as of latest quarter
Net Worth Ratio
3.10%
Significantly Undercapitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$65.9M
Total Shares
$63.6M
Total Loans
$53.7M
Net Income
$-99,735
Net Worth Ratio
3.10%
≥7% = Well Capitalized
Members
12,578
Return on Assets
-0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.53%
$286K
Loan-to-share ratio: 84.4%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
850 Harrison Rd, Salisbury, NC, 28147-9021
Monday - Friday 8:30 AM to 5:00 PM
Vital Records Site
14620 Carowinds Blvd, Charlotte, NC, 28273
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lions-share" target="_blank" rel="noopener">View LION'S SHARE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.