LIGHT COMMERCE
Houston, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
808
Net Worth Ratio
25.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.2M
Peer Group 2
Members
808
as of latest quarter
Net Worth Ratio
25.35%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.2M
Total Shares
$3.7M
Total Loans
$2.3M
Net Worth Ratio
25.35%
≥7% = Well Capitalized
Members
808
Delinquency Rate (60d+)
1.22%
$29K
Loan-to-share ratio: 62.6%· healthy range 60–80%
Branch Locations
NCUALIGHT COMMERCE CREDIT UNION
1535 Greensmark Dr, HOUSTON, TX, 77067-4020
10AM- 4PM MONDAY - FRIDAY
Deda Sphere
1790 Kirby Pkwy STE 200, MEMPHIS, TN, 38138-7437
VELERA
4950 AMON CARTER BLVD, FORT WORTH, TX, 76155
9:00 AM - 5:00 PM
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/light-commerce" target="_blank" rel="noopener">View LIGHT COMMERCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.