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LIBERTY SAVINGS

Jersey City, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #7184Est. 1951RSSD: 472287

Members

17,859

Net Worth Ratio

11.65%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$135.5M

Peer Group 5

Members

17,859

as of latest quarter

Net Worth Ratio

11.65%

Well Capitalized

Institution Profile

NCUA

Address

666 Newark Avenue, Jersey City, NJ 07306

Chartered

1951

Branch Locations

5 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$135.5M

Total Shares

$118.3M

Total Loans

$65.8M

Net Income

$-68,620

Net Worth Ratio

11.65%

≥7% = Well Capitalized

Members

17,859

Return on Assets

-0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.46%

$958K

Loan-to-share ratio: 55.7%· healthy range 60–80%

Branch Locations

NCUA

Liberty Savings FCU

660 Newark Ave, Jersey City, NJ, 07306-2379

Mon,Wed,Fri. 10-5 Tues,Thurs. 10-6 Saturday- closed

MainATM

Liberty Savings FCU Union City Office

108 48th St, Union City, NJ, 07087

Monday thru Friday 10-5 Saturday 9-1

ATM

Liberty Savings FCU City Line

1347 Kennedy Blvd., Bayonne, NJ, 07002

Monday, Wednesday 10-6 Tuesday, Friday 10-5 Thursday 9-4 Saturday 9-1

ATM

Novartis FCU

1 Health Plz, East Hanover, NJ, 07936-1016

Mon thru Fri 10-5

Iron Bound

106 Fleming Ave, Newark, NJ, 07105

M-TH 8-4 F 8-1

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.