LENCO
Adrian, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
7,565
Net Worth Ratio
11.98%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$143.6M
Peer Group 5
Members
7,565
as of latest quarter
Net Worth Ratio
11.98%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$143.6M
Total Shares
$125.3M
Total Loans
$78.3M
Net Income
$386K
Net Worth Ratio
11.98%
≥7% = Well Capitalized
Members
7,565
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$113K
Loan-to-share ratio: 62.5%· healthy range 60–80%
Branch Locations
NCUALenco CU Main Address
615 W Maple Ave, Adrian, MI, 49221-1630
9-5 Monday thru Thursday 9-6 Friday 9-Noon Saturday drive-up tellers only
Lenco CU Branch
1455 E US Highway 223, Adrian, MI, 49221-4382
9:00 - 5:00 Mon-Thu9:00 - 6:00 Fri9:00 - 12:00 Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lenco" target="_blank" rel="noopener">View LENCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.