LEGACY COMMUNITY
Birmingham, AL · Federal Credit Union · Chartered in AL
Who can join
Employee group
Members
39,671
Net Worth Ratio
13.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$736.3M
Peer Group 6
Members
39,671
as of latest quarter
Net Worth Ratio
13.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$736.3M
Total Shares
$638.3M
Total Loans
$428.9M
Net Income
$1.1M
Net Worth Ratio
13.30%
≥7% = Well Capitalized
Members
39,671
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$1.7M
Loan-to-share ratio: 67.2%· healthy range 60–80%
Branch Locations
NCUACORPORATE
100 Corporate Rdg Ste 200, BIRMINGHAM, AL, 35242-2994
M-F 8AM- 5PM
PRINCETON
701 PRINCETON AVE SW, BIRMINGHAM, AL, 35211-1303
M-F 9 am - 4:30 pm
MEADOWBROOK
200 Corporate Rdg, Birmingham, AL, 35242-2948
M-T 9am-4:30pm Friday 9am - 6:00pm
HUFFMAN
9825 PARKWAY E, BIRMINGHAM, AL, 35215-7301
M- T 9AM- 4:30PM FRIDAY 9AM - 6:00PM
CHACE LAKE
1880 Chace Dr, Hoover, AL, 35244-1825
M-T 9AM- 4:30PM FRIDAY 9AM - 6:00PM
TRUSSVILLE
6001 Service Rd, BIRMINGHAM, AL, 35235-2179
M-T 9AM-4:30PM FRIDAY 9AM- 6PM
UAB
1920 4TH AVE S, BIRMINGHAM, AL, 35233-2014
M-T 9AM-4:30PM FRIDAY 9AM-6PM
ALABASTER
810 Colonial Promenade Pkwy, Alabaster, AL, 35007
Mon-Thurs 9-4:30Fri 9-6
Homewood
47 W Oxmoor Rd, Birmingham, AL, 35209-6409
9-4:30 Monday - Thursday 9-6:00 Friday
McCalla
4681 Bell Hill Rd, Bessemer, AL, 35022-6946
Mon-Thurs 9-4:30 Fri 9-6
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/legacy-community" target="_blank" rel="noopener">View LEGACY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.