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LCRA

Austin, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

State government employees (special charter)

Charter #67537Est. 1940RSSD: 638494

Members

2,115

Net Worth Ratio

15.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$20.7M

Peer Group 3

Members

2,115

as of latest quarter

Net Worth Ratio

15.71%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 19138, Austin, TX 78760

Chartered

1940

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$20.7M

Total Shares

$17.4M

Total Loans

$7.3M

Net Worth Ratio

15.71%

≥7% = Well Capitalized

Members

2,115

Delinquency Rate (60d+)

1.49%

$110K

Loan-to-share ratio: 42.1%· healthy range 60–80%

Branch Locations

NCUA

SOC

3505 Montopolis Dr Bldg A, Austin, TX, 78744

Monday - Friday, 8 am to 4 pm

Main

EMF

104 E State Highway 71 Byp, La Grange, TX, 78945-4445

M-F 8:30AM-1:00PM M-F 1:30PM-4:30pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.