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LATINO COMMUNITY

Durham, NC · State Credit Union · Chartered in NC

LICU MDIWell Capitalized

Who can join

Type 99

Charter #68430Est. 2000RSSD: 2915845

Members

125,782

Net Worth Ratio

23.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.05B

Peer Group 6

Members

125,782

as of latest quarter

Net Worth Ratio

23.78%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 14647, Durham, NC 27709

Chartered

2000

Branch Locations

16 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.05B

Total Shares

$748.7M

Total Loans

$855.1M

Net Worth Ratio

23.78%

≥7% = Well Capitalized

Members

125,782

Delinquency Rate (60d+)

0.82%

$7.0M

Loan-to-share ratio: 114.2%· healthy range 60–80%

Branch Locations

NCUA

Central Services

6 Moore Dr, Durham, NC, 27703

M-F 08:00-18:00

Main

Charlotte Branch I

3130 Milton Rd, Charlotte, NC, 28215

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

Charlotte Branch II

5910 South Blvd, Charlotte, NC, 28217

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

Fayetteville Branch

121 Bonanza Dr, Fayetteville, NC, 28303

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

Garner Branch

4418 Fayetteville Rd, Raleigh, NC, 27603

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

Raleigh Branch

4730 Capital Blvd, Raleigh, NC, 27604

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

Drive-thru

Greensboro Branch

3825 Gate City Blvd, Greensboro, NC, 27407

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

ATM

Carrboro

104 NC 54 Ste KK, Carrboro, NC, 27510

9:00 am-5:00 pm Monday through Thursday, 9:00 am-6:00 pm on Fridays

Durham Branch

100 W Morgan St, Durham, NC, 27701

9:00 am - 5:00 pm, Monday through Thursday. 9:00 am - 6:00 pm on Fridays

ATM

Winston-Salem branch

1608 S Stratford Rd, Winston Salem, NC, 27103-3037

Monday-Thursday: 9:00 AM - 5:00 PMFriday: 9:00 AM - 6:00 PM

ATM

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.