L&N EMPLOYEES
Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
1,416
Net Worth Ratio
19.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$8.0M
Peer Group 2
Members
1,416
as of latest quarter
Net Worth Ratio
19.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$8.0M
Total Shares
$6.7M
Total Loans
$4.2M
Net Worth Ratio
19.16%
≥7% = Well Capitalized
Members
1,416
Delinquency Rate (60d+)
2.09%
$88K
Loan-to-share ratio: 62.4%· healthy range 60–80%
Branch Locations
NCUAL & N Credit Union
4101 Vanderbilt Rd, Birmingham, AL, 35217
8:30 AM to 4:30 PM -- Monday through Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/landn-employees" target="_blank" rel="noopener">View L&N EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.