🏦Bank Scorer

L C E

Painesville, OH · Federal Credit Union · Chartered in OH

Well Capitalized

Who can join

Employer / occupational group

Charter #13885Est. 1960RSSD: 318189

Members

5,656

Net Worth Ratio

10.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$71.1M

Peer Group 4

Members

5,656

as of latest quarter

Net Worth Ratio

10.47%

Well Capitalized

Institution Profile

NCUA

Address

77 N Saint Clair St, Painesville, OH 44077

Chartered

1960

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$71.1M

Total Shares

$64.7M

Total Loans

$33.2M

Net Worth Ratio

10.47%

≥7% = Well Capitalized

Members

5,656

Delinquency Rate (60d+)

0.25%

$84K

Loan-to-share ratio: 51.3%· healthy range 60–80%

Branch Locations

NCUA

L C E Federal Credit Union

77 N Saint Clair St, Painesville, OH, 44077

Monday - Thursday 9:00 am to 4:30 pm Friday 9:00 am to 5:30 pm Drive Thru Open 8:30 am

MainATMDrive-thru

LCE Federal Credit Union Mentor Office

8356 Munson Rd, Mentor, OH, 44060-2409

M, T, R, F - 9 - 4:30 Closed 1-2 for lunch, Closed Wed.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.