KEMBA
West Chester, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
130,955
Net Worth Ratio
11.27%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.78B
Peer Group 6
Members
130,955
as of latest quarter
Net Worth Ratio
11.27%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.78B
Total Shares
$1.54B
Total Loans
$1.41B
Net Worth Ratio
11.27%
≥7% = Well Capitalized
Members
130,955
Delinquency Rate (60d+)
0.67%
$9.4M
Loan-to-share ratio: 91.7%· healthy range 60–80%
Branch Locations
NCUAOperations Center
5600 Chappell Crossing Blvd, West Chester, OH, 45069
M-F 8-6
Springdale
211 Northland Blvd, Cincinnati, OH, 45246
M-F Lobby: 9-5:30 Drive Thru 9-6 Sat Lobby and Drive Thru 9-1
Amelia
1135 W Ohio Pike, Amelia, OH, 45102-1240
M-F Lobby: 9-5:30 Drive Thru: 9-6 Sat Lobby/Drive Thru 9-1
Bridgetown
5844 Bridgetown Rd, Cincinnati, OH, 45248-3106
M-F Lobby: 9-5:30 Drive Thru: 9-6 Sat Lobby/Drive Thru 9-1
Harrison
10396 Harrison Ave, Harrison, OH, 45030-1940
M-F Lobby: 9-5:30 Drive Thru: 9-6 Sat Lobby/Drive Thru 9-1
Peyton
1111 S Adams St, Bluffton, IN, 46714-9772
M-F 7:00-4:00
College Hill
6230 Hamilton Ave, Cincinnati, OH, 45224
8:30 - 4:30
Florence
5935 Merchants St, Florence, KY, 41042-1198
9:00 to 5:30
Queensgate
1119 W 8th St, Cincinnati, OH, 45203-1207
8:30-5:00
Downtown Cincinnati
629 Vine St, Cincinnati, OH, 45202
M-F 8:30-5:00
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/kemba" target="_blank" rel="noopener">View KEMBA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.