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JSC

Houston, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Multiple / other

Charter #14762Est. 1961RSSD: 647281
Compare

Members

126,357

Net Worth Ratio

11.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.65B

Peer Group 6

Members

126,357

as of latest quarter

Net Worth Ratio

11.90%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 58346, Houston, TX 77258

Chartered

1961

Branch Locations

22 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.65B

Total Shares

$2.33B

Total Loans

$1.79B

Net Worth Ratio

11.90%

≥7% = Well Capitalized

Members

126,357

Delinquency Rate (60d+)

0.76%

$13.7M

Loan-to-share ratio: 76.9%· healthy range 60–80%

Branch Locations

NCUA

Main Branch

1330 Gemini St, Houston, TX, 77058

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am - 6pm; Tues-Thurs. 8am - 6pm; Sat. 8:30am - 1pm

MainATMDrive-thru

League City Branch

501 N Egret Bay Blvd, League City, TX, 77573-2675

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Ellington Branch

404 FM 1959 Rd, Houston, TX, 77034

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. - Fri. 7am - 6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Friendswood Branch

1320 S Friendswood Dr, Friendswood, TX, 77546

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. - Fri. 7am - 6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Galveston Branch

6167 Central City Blvd, Galveston, TX, 77551-3818

Lobby:Mon. - Fri. 9am - 5pm; Sat. - 9am - 1pm

ATM

Tuscan Lakes Branch

1280 E League City Pkwy, League City, TX, 77573

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Mainland Branch

2300 Gulf Fwy, Texas City, TX, 77591

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Park Place Branch

8424 Park Place Blvd, Houston, TX, 77017

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am-1pm

Drive-thru

Bay Colony Branch

2461 FM 646 Rd W, Dickinson, TX, 77539

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm

ATMDrive-thru

Pearland Branch

9101 Broadway St, Pearland, TX, 77584-8765

Lobby:Mon. - Fri. 9am - 5pm; Sat. 9am - 1pmDrive-thru:Mon. and Fri. 7am-6pm; Tues. - Thurs. 8am-6pm; Sat. 8:30am - 1pm

ATMDrive-thru

12 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.