JOURNEY
Des Moines, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
5,153
Net Worth Ratio
16.71%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$96.2M
Peer Group 4
Members
5,153
as of latest quarter
Net Worth Ratio
16.71%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$96.2M
Total Shares
$79.3M
Total Loans
$55.8M
Net Income
$362K
Net Worth Ratio
16.71%
≥7% = Well Capitalized
Members
5,153
Return on Assets
0.38%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.20%
$672K
Loan-to-share ratio: 70.4%· healthy range 60–80%
Branch Locations
NCUA1400 2nd Avenue
1400 2nd Ave, Des Moines, IA, 50314-3403
9:00 am to 5:00 pm Monday - Thursday 9:00 am to 5:30 pm Friday 9:00 am to 12:00 pm Saturday
2930 SE 14th Street
2930 SE 14th St, Des Moines, IA, 50320-1121
9:00 am to 5:00 pm Monday to Thursday 9:00 am to 5:30 pm Friday 9:00 am to 12:00 pm Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/journey-ia" target="_blank" rel="noopener">View JOURNEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.