🏦Bank Scorer

JERSEY SHORE

Northfield, NJ · Federal Credit Union · Chartered in NJ

Well Capitalized

Who can join

Employer / occupational group

Charter #15483Est. 1963RSSD: 397782

Members

16,123

Net Worth Ratio

9.48%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$247.1M

Peer Group 5

Members

16,123

as of latest quarter

Net Worth Ratio

9.48%

Well Capitalized

Institution Profile

NCUA

Address

1434 New Rd, Northfield, NJ 08225

Chartered

1963

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$247.1M

Total Shares

$228.2M

Total Loans

$128.0M

Net Worth Ratio

9.48%

≥7% = Well Capitalized

Members

16,123

Delinquency Rate (60d+)

0.26%

$331K

Loan-to-share ratio: 56.1%· healthy range 60–80%

Branch Locations

NCUA

Northfield Office

1434 New Rd, Northfield, NJ, 08225

Administration 8:00 am - 5:30pm Monday-Friday Lobby Hours Monday to Friday, 9:00 a.m. to 5:00 p.m.; Saturday, 9:00 a.m. to 1:00 p.m. Drive Up Hours Monday to Friday, 8:30 a.m. to 5:00 p.m.; Saturday, 9:00 a.m. to 1:00 p.m.

MainATMDrive-thru

Rio Office

3301 Route 9 S, Rio Grande, NJ, 08242

Monday- Friday 9:00 am - 5:00pm Saturday 9:00 am - 12:00 pm

FAA Tech Center Office

William J Hughes Technical Ctr, Atlantic City, NJ, 08405

TUESDAY 8:30:AM - 4:30PM WEDNESDAY 8:30:AM - 4:30PM

ATM

Galloway

326 E Jimmie Leeds Rd, Galloway, NJ, 08205-4109

Lobby HoursM-F 9-5Sat 9-1Drive Up HoursM-F 8:30-5:30Sat 8:30-1

ATMDrive-thru

Hammonton

80 S White Horse Pike Ste 6, Hammonton, NJ, 08037

M-F 9am to 5pm Sat - 9am to 1pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.