🏦Bank Scorer

JAMESTOWN AREA COMMUNITY

Jamestown, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #3551Est. 1940RSSD: 369574

Members

6,309

Net Worth Ratio

10.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$83.2M

Peer Group 4

Members

6,309

as of latest quarter

Net Worth Ratio

10.89%

Well Capitalized

Institution Profile

NCUA

Address

915 E 2nd St, Jamestown, NY 14701

Chartered

1940

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$83.2M

Total Shares

$74.2M

Total Loans

$49.0M

Net Worth Ratio

10.89%

≥7% = Well Capitalized

Members

6,309

Delinquency Rate (60d+)

0.01%

$3K

Loan-to-share ratio: 66.1%· healthy range 60–80%

Branch Locations

NCUA

Jamestown Area Community FCU

915 E 2ND ST, Jamestown, NY, 14701

9:00AM to 4:30PM Mon - Wed 9:00AM to 5:00PM Thurs & Fri

Main

JACFCU Frewsburg

11 N PEARL ST, Frewsburg, NY, 14738

Monday - Wednesday 9:00 AM - 4:30 PM Thursday - Friday 9:00 AM - 5:00 PM Saturday 9:00AM -NOON

ATMDrive-thru

JACFCU-Drive Thru

525 E 2ND ST, Jamestown, NY, 14701

Monday - Thursday 9:00AM - 4:30PM Friday 9:00 AM - 5:00PM Saturday 9:00 AM - NOON

ATMDrive-thru

JACFCU_ Lakewood

121 Chautauqua Ave, Lakewood, NY, 14750

Monday - Wednesday 9:00 AM - 4:30 PM Thursday - Friday 9:00 AM - 5:00 PM Saturday 9:00 AM - NOON

ATMDrive-thru

JACFCU-Randolph

71 Main St, Randolph, NY, 14772

Monday - Wednesday 9:00 AM - 4:00 PM Thursday 9:00 AM - 5:00 PM Friday 9:00 Am - 5:30 PM Saturday 9:00 AM - NOON

ATMDrive-thru

JACFCU - Panama

1 E Main St, Panama, NY, 14767

Monday - Friday 8:30AM - 4:00 PM

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/jamestown-area-community" target="_blank" rel="noopener">View JAMESTOWN AREA COMMUNITY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.