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ISABELLA COMMUNITY

Mt Pleasant, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61318Est. 1958RSSD: 40994

Members

13,540

Net Worth Ratio

9.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$222.6M

Peer Group 5

Members

13,540

as of latest quarter

Net Worth Ratio

9.71%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 427, Mt Pleasant, MI 48804

Chartered

1958

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$222.6M

Total Shares

$200.1M

Total Loans

$116.3M

Net Income

$634K

Net Worth Ratio

9.71%

≥7% = Well Capitalized

Members

13,540

Return on Assets

0.28%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.63%

$736K

Loan-to-share ratio: 58.1%· healthy range 60–80%

Branch Locations

NCUA

Isabella Community Credit Union

2400 S Isabella RD, MT Pleasant, MI, 48858

M-F 9:00am-5:00pm S 9:00am-12:00pm

MainATMDrive-thru

CUAnswers

6000 28th St SE Ste 100, Grand Rapids, MI, 49546-6927

Isabella Community Credit Union

2100 E Remus RD, MT Pleasant, MI, 48858

M-F 9:00am-5:00pm S 9:00am-12:00pm

ATMDrive-thru

Gratiot Isabella Technical Education Center (at Mt Pleasant High School)

1155 S Elizabeth ST, MT Pleasant, MI, 48858

W, F 10:15am-12:15pm

Isabella Community Credit Union

410 W Broadway St Ste B, Mt Pleasant, MI, 48858-2413

Monday-Friday 9:00am-5:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.