🏦Bank Scorer

INROADS

Saint Helens, OR · Federal Credit Union · Chartered in OR

LICUWell Capitalized

Who can join

Type 66

Charter #2730Est. 1938RSSD: 701370

Members

15,962

Net Worth Ratio

8.32%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$334.8M

Peer Group 5

Members

15,962

as of latest quarter

Net Worth Ratio

8.32%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 537, Saint Helens, OR 97051

Chartered

1938

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$334.8M

Total Shares

$307.9M

Total Loans

$251.2M

Net Income

$-500,864

Net Worth Ratio

8.32%

≥7% = Well Capitalized

Members

15,962

Return on Assets

-0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.76%

$1.9M

Loan-to-share ratio: 81.6%· healthy range 60–80%

Branch Locations

NCUA

InRoads Administration Center

1720 Saint Helens St, Saint Helens, OR, 97051-1745

Not open to public. LIVE Tellers (Monday - Friday 8 AM to 6 PM, Saturday 9 AM to 3 PM)

MainATM

Scappoose Branch

52691 Columbia River Hwy, Scappoose, OR, 97056-3120

Branch - (Monday - Friday 10 AM to 5:30 PM) LIVE Tellers (Monday - Friday 8 AM to 3 PM) LIVE Tellers (Monday - Friday 8 AM to 6 PM, Saturday 9 AM to 3 PM)

ATMDrive-thru

Rainier Branch

118 E A St, Rainier, OR, 97048

Branch - (Monday - Friday 10 AM to 5:30 PM) LIVE Tellers (Monday - Friday 8 AM to 3 PM) LIVE Tellers (Monday - Friday 8 AM to 6 PM, Saturday 9 AM to 3 PM)

ATMDrive-thru

St. Helens Branch

425 S Columbia River Hwy, Saint Helens, OR, 97051-2834

Branch - (Monday - Friday 10 AM to 5:30 PM) LIVE Tellers (Monday - Friday 8 AM to 3 PM) LIVE Tellers (Monday - Friday 8 AM to 6 PM, Saturday 9 AM to 3 PM)

ATMDrive-thru

Orenco Station Branch

6175 NE Cornell Rd, Hillsboro, OR, 97124-5410

Branch - (Monday - Friday 10 AM to 5:30 PM)

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/inroads" target="_blank" rel="noopener">View INROADS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.