INNER LAKES
Westfield, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
11,069
Net Worth Ratio
9.82%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$162.1M
Peer Group 5
Members
11,069
as of latest quarter
Net Worth Ratio
9.82%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$162.1M
Total Shares
$152.3M
Total Loans
$54.0M
Net Worth Ratio
9.82%
≥7% = Well Capitalized
Members
11,069
Delinquency Rate (60d+)
0.46%
$250K
Loan-to-share ratio: 35.4%· healthy range 60–80%
Branch Locations
NCUA19-21 East Main Street
19-21 E Main St, Westfield, NY, 14787-1319
Monday - Thursday from 9:00 am - 5:00 pm Friday from 9:00 am - 5:00 pm Saturday from 9:00 am - Noon
3795 Lakeview Rd.
3795 Lakeview Rd, Fredonia, NY, 14063-1972
Monday - Thursday from 9:00 am - 5:00 pm Friday from 9:00 am - 5:00 pm Saturday from 9:00 am - Noon
Dunkirk Office
338 Central Ave, Dunkirk, NY, 14048
Monday and Friday 9:00 am-5:00 pm
21 Main Street
21 Main St, Bemus Point, NY, 14712-9303
Monday - Thursday 9:00 am to 5:00 pm Friday 9:00 am to 5:00 pm
Silver Creek
232 Central Ave, Silver Creek, NY, 14136-1222
noon to 5:00 pm, Monday through Friday
Administrative Office
15-17 E Main St, Westfield, NY, 14787
9-5 M-F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/inner-lakes" target="_blank" rel="noopener">View INNER LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.