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INDIANA LAKES

Warsaw, IN · Federal Credit Union · Chartered in IN

Well Capitalized

Who can join

Employer / occupational group

Charter #22704Est. 1977RSSD: 400280

Members

1,912

Net Worth Ratio

11.53%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$28.4M

Peer Group 3

Members

1,912

as of latest quarter

Net Worth Ratio

11.53%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1064, Warsaw, IN 46581

Chartered

1977

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$28.4M

Total Shares

$25.0M

Total Loans

$13.6M

Net Income

$61K

Net Worth Ratio

11.53%

≥7% = Well Capitalized

Members

1,912

Return on Assets

0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.15%

$20K

Loan-to-share ratio: 54.4%· healthy range 60–80%

Branch Locations

NCUA

322 South Detroit Street

322 S Detroit St, Warsaw, IN, 46580-4401

Monday -Thursday: 9:00am to 5:00pm Friday: 9:00am to 6:00pm Saturday: 9:00am to 12:00pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.