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IMPACT CREDIT UNION, INC.

Clyde, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #68150Est. 1994RSSD: 240477

Members

14,160

Net Worth Ratio

8.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$207.6M

Peer Group 5

Members

14,160

as of latest quarter

Net Worth Ratio

8.71%

Well Capitalized

Institution Profile

NCUA

Address

1455 W Mcpherson Hwy, Clyde, OH 43410

Chartered

1994

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$207.6M

Total Shares

$188.0M

Total Loans

$123.8M

Net Worth Ratio

8.71%

≥7% = Well Capitalized

Members

14,160

Delinquency Rate (60d+)

0.23%

$282K

Loan-to-share ratio: 65.8%· healthy range 60–80%

Branch Locations

NCUA

Impact Credit Union

1455 W McPherson Hwy, Clyde, OH, 43410

Monday - Thursday 8:30am - 5:00pm Friday 6:45am - 5:00pm (Drive Thru open till 6:00pm)

MainATMDrive-thru

Impact Credit Union North Office

11814 Townsip Road 100, Findlay, OH, 45840-9248

Monday - Thursday 8:30am - 5:00pm Friday 6:45am- 5:00pm (Drive Thru open ti 6:00) Saturday 8:30am- Noon

Drive-thru

Impact Credit Union East Office

14901 E State Route 12, Findlay, OH, 45840-8866

Monday- Thursday 8:30am - 5:00pm Friday 6:45am - 5:00pm (Drive Thru open til 6:00pm) Saturday 8:30am - Noon

ATMDrive-thru

Impact Credit Union Tiffin Office

435 W Market St, Tiffin, OH, 44883-2609

Monday - Friday 8:30-5:00Friday Drive Thru till 6:00Saturday 8:30-Noon

ATMDrive-thru

Impact Credit Union Fremont Office

1466 Oak Harbor Rd, Fremont, OH, 43420

Monday- Friday 8:30 am -5:00 pmFriday Drive Thru open till 6:00 pmSaturday 8:30 am - 12:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.