IGNITE
Battle Creek, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
30,075
Net Worth Ratio
10.17%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$376.3M
Peer Group 5
Members
30,075
as of latest quarter
Net Worth Ratio
10.17%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$376.3M
Total Shares
$333.7M
Total Loans
$291.4M
Net Income
$56K
Net Worth Ratio
10.17%
≥7% = Well Capitalized
Members
30,075
Return on Assets
0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$1.2M
Loan-to-share ratio: 87.3%· healthy range 60–80%
Branch Locations
NCUABattle Creek Main
115 Riverside Dr, Battle Creek, MI, 49015
9:00 am to 5:00 pm
Albion Branch
200 W Cass St, Albion, MI, 49224
9:00 am to 5:00 pm
Coldwater Branch
415 N Willowbrook Rd, Coldwater, MI, 49036
9:00 am to 5:00 pm
Jackson Branch
408 E Ganson St, Jackson, MI, 49201-1509
Normal Business Hours
Portage Branch
3070 W Centre Ave, Portage, MI, 49024
9-5
Administration Office
150 Riverside Dr, Battle Creek, MI, 49015
M-F 9:00am-5:00pm
Sterling Heights
39900 Van Dyke Ave, Sterling Heights, MI, 48313
M-F 9am-5pm
Allegan
755 Grand St, Allegan, MI, 49010
M-TH 9:00-5:00pm, Fri 9:00am-5:30pm, Sat 9a-2pm
Fennville
432 W Main St, Fennville, MI, 49408
M-Th 9a-5p, Fri 9a-5:30p
Gobles
202 S State St, Gobles, MI, 49055
M-Th 9a-5p, Fri-9a-5p
1 more location not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ignite" target="_blank" rel="noopener">View IGNITE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.