🏦Bank Scorer

I AM

New York, NY · Federal Credit Union · Chartered in NY

LICU MDIWell Capitalized

Who can join

Multiple / other

Charter #24670Est. 1940RSSD: 725291

Members

15,233

Net Worth Ratio

11.70%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$102.4M

Peer Group 5

Members

15,233

as of latest quarter

Net Worth Ratio

11.70%

Well Capitalized

Institution Profile

NCUA

Address

498 Fashion Ave Fl 2, New York, NY 10018-6708

Chartered

1940

Branch Locations

1 location

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$102.4M

Total Shares

$92.0M

Total Loans

$35.9M

Net Income

$72K

Net Worth Ratio

11.70%

≥7% = Well Capitalized

Members

15,233

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

3.12%

$1.1M

Loan-to-share ratio: 39.1%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

498 Fashion Ave Fl 2, New York, NY, 10018-6708

8:30 to 5:00

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.