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HOUSTON BELT & TERMINAL

Humble, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #6318Est. 1949RSSD: 841481

Members

590

Net Worth Ratio

40.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.7M

Peer Group 2

Members

590

as of latest quarter

Net Worth Ratio

40.79%

Well Capitalized

Institution Profile

NCUA

Address

9810 Fm 1960 Bypass Rd W Ste 105, Humble, TX 77338-3573

Chartered

1949

Branch Locations

1 location

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.7M

Total Shares

$2.2M

Total Loans

$2.6M

Net Worth Ratio

40.79%

≥7% = Well Capitalized

Members

590

Delinquency Rate (60d+)

5.31%

$140K

Loan-to-share ratio: 119.6%· healthy range 60–80%

Branch Locations

NCUA

Houston Belt & Terminal FCU

9810 FM 1960 Bypass Rd W Ste 105, Humble, TX, 77338-3573

9 am to 5 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.