🏦Bank Scorer

HOUSTON

Sugar Land, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Type 49

Charter #14091Est. 1960RSSD: 580780

Members

60,128

Net Worth Ratio

9.77%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$961.8M

Peer Group 6

Members

60,128

as of latest quarter

Net Worth Ratio

9.77%

Well Capitalized

Institution Profile

NCUA

Address

16320 Kensington Dr, Sugar Land, TX 77479-4097

Chartered

1960

Branch Locations

12 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$961.8M

Total Shares

$862.5M

Total Loans

$526.6M

Net Income

$1.0M

Net Worth Ratio

9.77%

≥7% = Well Capitalized

Members

60,128

Return on Assets

0.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.29%

$1.5M

Loan-to-share ratio: 61.1%· healthy range 60–80%

Branch Locations

NCUA

HFCU

16320 Kensington Dr, Sugar Land, TX, 77479-4097

Mon - Fri 9:00 am to 7:00 pm Sat 8:00 am to 2:00 pm

MainATMDrive-thru

Memorial

777 N Eldridge Pkwy Ste 150, Houston, TX, 77079-4416

Mon - Fri 9:00 am to 5:00 pm Closed Saturday

ATM

Greenway Plaza

24 Greenway Plz Ste 300, Houston, TX, 77046-0003

Mon - Fri 9:00 am to 5:00 pm Saturday: Closed

ATMDrive-thru

Northwest

21550 State Highway 249, Houston, TX, 77070-1648

Mon - Thur 7:30 am to 6:00 pm Fri 7:30 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATMDrive-thru

Rosenberg

28050 Southwest Fwy, Rosenberg, TX, 77471-7101

Mon - Thurs 8:00 am to 5:00 pm Friday 8:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATMDrive-thru

HCU

7459 Southwest Fwy Ste 100, Houston, TX, 77074-1909

Mon to Fri 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATMDrive-thru

Champions

5302 FM 1960 Rd W, Houston, TX, 77069-4404

Mon - Fri 9:00 am to 7:00 pm Sat 9:00 am to 2:00 pm

ATMDrive-thru

Southeast

8507 S Sam Houston Pkwy E, Houston, TX, 77075-4857

Mon to Fri 9:00 am to 7:00 pm Sat 9:00 am to 2:00 pm

ATMDrive-thru

Greenville

100 Fluor Daniel Dr # C102U, Greenville, SC, 29607-2761

Mon - Thurs 8:00 am to 4:00 pm Fri 8:00 am to 4:30 pm

ATM

Imperial

203 Matlage Way, Sugar Land, TX, 77478

M-F 9 - 6 P.M Sat 9 am - 2 pm

Drive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.