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HORIZON UTAH

Farmington, UT · Federal Credit Union · Chartered in UT

Well Capitalized

Who can join

Type 34

Charter #24746Est. 1956RSSD: 397595

Members

12,367

Net Worth Ratio

11.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$186.7M

Peer Group 5

Members

12,367

as of latest quarter

Net Worth Ratio

11.36%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 687, Farmington, UT 84025

Chartered

1956

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$186.7M

Total Shares

$163.6M

Total Loans

$89.8M

Net Income

$-298,804

Net Worth Ratio

11.36%

≥7% = Well Capitalized

Members

12,367

Return on Assets

-0.16%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.41%

$365K

Loan-to-share ratio: 54.9%· healthy range 60–80%

Branch Locations

NCUA

Farmington

225 S 200 W, Farmington, UT, 84025

9:00 am - 5:30 pm

MainATMDrive-thru

South

1589 S 500 W, Woods Cross, UT, 84010

9:00 am - 5:30 pm

ATMDrive-thru

Clearfield

1270 E 1450 S, Clearfield, UT, 84015

9:00 am - 5:30 pm

ATMDrive-thru

Kaysville

37 E 100 N, Kaysville, UT, 84037

9:00 am - 5:30 pm

ATMDrive-thru

West Point

2986 W 300 N, West Point, UT, 84015

9:00 am - 5:30 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.