HIGHWAY DISTRICT 21
Mcallen, TX · Federal Credit Union · Chartered in TX
Who can join
Federal government employees
Members
3,352
Net Worth Ratio
22.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$51.0M
Peer Group 4
Members
3,352
as of latest quarter
Net Worth Ratio
22.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$51.0M
Total Shares
$38.9M
Total Loans
$21.5M
Net Worth Ratio
22.93%
≥7% = Well Capitalized
Members
3,352
Delinquency Rate (60d+)
0.12%
$27K
Loan-to-share ratio: 55.2%· healthy range 60–80%
Branch Locations
NCUAHighway District 21 Federal Credit Union
600 W Ferguson St, Pharr, TX, 78577
Mon - Fri 8:30am - 5:30pm
La Joya Area FCU
214 W Expressway 83, La Joya, TX, 78560-4002
Mon,Tue,Thurs 9:00am - 5:00pm Wed 10:00am - 5:00pm Fri 9:00am - 6:00pm Sat 9:00am - 1:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/highway-district-21" target="_blank" rel="noopener">View HIGHWAY DISTRICT 21 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.