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HEALTHCARE FIRST CREDIT UNION

Johnstown, PA · State Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65013Est. 1979RSSD: 389992

Members

8,047

Net Worth Ratio

13.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$101.0M

Peer Group 5

Members

8,047

as of latest quarter

Net Worth Ratio

13.24%

Well Capitalized

Institution Profile

NCUA

Address

1152 Franklin Street, Johnstown, PA 15905-4310

Chartered

1979

Branch Locations

8 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$101.0M

Total Shares

$86.3M

Total Loans

$27.6M

Net Worth Ratio

13.24%

≥7% = Well Capitalized

Members

8,047

Delinquency Rate (60d+)

0.99%

$274K

Loan-to-share ratio: 32.0%· healthy range 60–80%

Branch Locations

NCUA

Franklin St Office

1152 Franklin St, Johnstown, PA, 15905-4310

Mon - Fri 7am-4:30 pm Sat 9-12

MainATMDrive-thru

Richland Office

194 Donald Ln, Johnstown, PA, 15904-2840

Mon - Fri 8am - 5 pm Sat 9-12

ATMDrive-thru

Davidsville - Laurel View Village

2000 Cambridge Dr, Davidsville, PA, 15928-9220

Mon - Fri 8-4

ATM

Martinsburg office

437 Givler Dr, Martinsburg, PA, 16662

Monday thru Friday 8 am to 1 pm

Altoona Main Office - Servers

2786 Route 764, Duncansville, PA, 16635

Mon - Fri 8-4:30

Station Medical Center

1414 9th Ave, Altoona, PA, 16602

9:00am-4:30pm

UPMC Altoona Hospital

620 Howard Ave, Altoona, PA, 16601

8:00am-4:30pm

ATM

Altoona Main Office

2786 Route 764, Duncansville, PA, 16635

8:00am-4:30pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.