HEALTH ADVANTAGE
Saginaw, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
10,639
Net Worth Ratio
13.14%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$179.4M
Peer Group 5
Members
10,639
as of latest quarter
Net Worth Ratio
13.14%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$179.4M
Total Shares
$156.1M
Total Loans
$109.5M
Net Worth Ratio
13.14%
≥7% = Well Capitalized
Members
10,639
Delinquency Rate (60d+)
0.33%
$362K
Loan-to-share ratio: 70.1%· healthy range 60–80%
Branch Locations
NCUASTATE ST OFFICE
4550 STATE ST, SAGINAW, MI, 48603
MONDAY,TUESDAY, THURSDAY 8:30 - 5:00 WEDNESDAY 9:00 - 5:00 FRIDAY 7:00 - 6:00
MICHIGAN OFFICE
1430 N MICHIGAN Ave, SAGINAW, MI, 48602-4734
MONDAY,TUESDAY & THURSDAY 8:30 - 5:00 WEDNESDAY 9:00 - 5:00 FRIDAY 7:00 - 6:00
Midland Office
5004 Eastman Ave, Midland, MI, 48640
M-F, 8-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/health-advantage" target="_blank" rel="noopener">View HEALTH ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.