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GULF TRUST

Pascagoula, MS · Federal Credit Union · Chartered in MS

Well Capitalized

Who can join

Single employer group

Charter #24908Est. 1972RSSD: 46594

Members

2,736

Net Worth Ratio

20.96%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$26.2M

Peer Group 3

Members

2,736

as of latest quarter

Net Worth Ratio

20.96%

Well Capitalized

Institution Profile

NCUA

Address

2533 Denny Ave, Pascagoula, MS 39567

Chartered

1972

Branch Locations

1 location

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$26.2M

Total Shares

$20.6M

Total Loans

$17.7M

Net Worth Ratio

20.96%

≥7% = Well Capitalized

Members

2,736

Loan-to-share ratio: 86.2%· healthy range 60–80%

Branch Locations

NCUA

Gulf Trust Federal Credit Union

2533 Denny Ave, Pascagoula, MS, 39567

drive thru 7:30-5:00; lobby 9:00-5:00

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.