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GULF COAST COMMUNITY

Gulfport, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #242Est. 1935RSSD: 25571

Members

12,102

Net Worth Ratio

17.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$126.3M

Peer Group 5

Members

12,102

as of latest quarter

Net Worth Ratio

17.50%

Well Capitalized

Institution Profile

NCUA

Address

12364 Highway 49, Gulfport, MS 39503

Chartered

1935

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$126.3M

Total Shares

$102.2M

Total Loans

$81.1M

Net Income

$157K

Net Worth Ratio

17.50%

≥7% = Well Capitalized

Members

12,102

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.60%

$484K

Loan-to-share ratio: 79.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

12364 Highway 49, Gulfport, MS, 39503

Monday - Thursday 9:00 am CST - 5:00 pm CST Friday Lobby 9:00 am CST - 5:30 pm CST Friday Drive Thru 8:00 am CST - 5:30 pm CST

MainATMDrive-thru

Bay St Louis Branch

295 Highway 90 Ste 27, Bay St Louis, MS, 39520-3600

Monday - Thursday 9:00 am CST - 5:00 pm CST Friday 9:00 am CST - 5:30 pm CST

ATM

Downtown Office

2120 25th Ave, Gulfport, MS, 39501-4518

Monday - Thursday 9:00 am CST - 5:00 pm CST Friday 9:00 am CST - 5:30 pm CST

ATMDrive-thru

D'Iberville Branch

11522 Cinema Drive, DIberville, MS, 39540

9:00 a.m. - 5:00 p.m. CST Monday - Thursday9:00 a.m. - 5:30 p.m. CST Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.