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GULF

Groves, TX · State Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60205Est. 1941RSSD: 565899

Members

24,643

Net Worth Ratio

9.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$348.5M

Peer Group 5

Members

24,643

as of latest quarter

Net Worth Ratio

9.80%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 848, Groves, TX 77619

Chartered

1941

Branch Locations

7 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$348.5M

Total Shares

$313.3M

Total Loans

$199.4M

Net Worth Ratio

9.80%

≥7% = Well Capitalized

Members

24,643

Delinquency Rate (60d+)

0.22%

$433K

Loan-to-share ratio: 63.6%· healthy range 60–80%

Branch Locations

NCUA

Administration Office

2779 Aero Dr # A, Port Arthur, TX, 77640

8:30 am to 5:00 pm M - F

Main

Beaumont

2360 Dowlen Rd, Beaumont, TX, 77706

Drive ThruMonday thru Thursday 8 am to 5 pmFriday 8 am to 5:30 pmLobbyMonday thru Thursday 8:30 am to 5:00 pmFriday 8:30 am to 5:30 pm

ATMDrive-thru

Bridge City

4721 Highway 87 S, Orange, TX, 77630

Drive ThruMonday - Thursday 8 am to 5 pmFriday 8 am to 5:30 pm Lobby Monday - Thursday 8:30 to 5:00 pmFriday 8:30 am to 5:30 pm

ATMDrive-thru

Groves

5140 W Parkway St, Groves, TX, 77619

Drive Thru Monday thru Friday 8 am to 6 pmSaturday 9am to noonLobby Monday thru Thursday 8:30 am to 5 pmFriday 8:30 am to 5:30 pm

ATMDrive-thru

CMC Flex

8520 S Sandy Pkwy, Sandy, UT, 84070-6422

8-5

Fannett

15931 Highway 124 Ste B, Beaumont, TX, 77705-9650

Monday - Thursday 8:30 to 5:00 Friday 8:30 to 5:30

Mid County

2779 Aero Dr # B, Port Arthur, TX, 77640

Drive Thru Monday thru Friday 8 am to 6 pmSat 9 am to noonLobby Monday thru Thursday 8:30 am to 5:00 pmFriday 8:30 am to 5:30 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.