GUARDIAN
Prattville, AL · State Credit Union · Chartered in AL
Who can join
Type 99
Members
94,635
Net Worth Ratio
9.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.22B
Peer Group 6
Members
94,635
as of latest quarter
Net Worth Ratio
9.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.22B
Total Shares
$1.01B
Total Loans
$934.9M
Net Worth Ratio
9.57%
≥7% = Well Capitalized
Members
94,635
Delinquency Rate (60d+)
0.77%
$7.2M
Loan-to-share ratio: 92.1%· healthy range 60–80%
Branch Locations
NCUAGuardian Way
1 Guardian Way, Prattville, AL, 36066
8AM - 5PM
Prattville 14
102 Interstate Ct, Prattville, AL, 36066-7363
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
418 Madison
418 Madison Ave, Montgomery, AL, 36104
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Eastdale
3380 Eastdale Cir, Montgomery, AL, 36117
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Cobbs Ford
1794 E Main St, Prattville, AL, 36066-5582
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Tallassee
1401 Gilmer Ave, Tallassee, AL, 36078
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Greenville
717 Willow Ln, Greenville, AL, 36037
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Taylor Rd.
2755 Taylor Rd, Montgomery, AL, 36117
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Troy
1120 Highway 231 S, Troy, AL, 36081
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Washington Hill
300 Jensen Rd, Prattville, AL, 36067
Branch Hours (Paper Mill Employees Only) Monday - Tuesday: 9:00 - 4:00 Wednesday: 9:30 - 4:00 Thursday: 9:00 - 4:00 Friday: 8:30 - 4:00 Closed Daily for Lunch: 12:00 - 12:30
7 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/guardian-al" target="_blank" rel="noopener">View GUARDIAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.