🏦Bank Scorer

GREATER ALLIANCE

Paramus, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #2182Est. 1937RSSD: 101475

Members

21,559

Net Worth Ratio

8.59%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$251.3M

Peer Group 5

Members

21,559

as of latest quarter

Net Worth Ratio

8.59%

Well Capitalized

Institution Profile

NCUA

Address

40 West Century Road, Paramus, NJ 07652

Chartered

1937

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$251.3M

Total Shares

$227.1M

Total Loans

$178.8M

Net Worth Ratio

8.59%

≥7% = Well Capitalized

Members

21,559

Delinquency Rate (60d+)

0.57%

$1.0M

Loan-to-share ratio: 78.7%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

40 W Century Rd, Paramus, NJ, 07652-1454

Branch: 9AM-5PM (7PM Thurs, 6PM Fri) Drive up: 9AM-6PM (7PM Thurs, 6PM Fri) Saturday: Branch & Drive up: 9AM-1PM Sunday: C

MainATMDrive-thru

Hackensack Branch

100 Hudson St, Hackensack, NJ, 07601-6962

Branch: 9AM-5PM (8:30AM-6:30PM Thu & Fri) Drive up: 9AM-6PM (8:30AM-6:30PM Thu & Fri) Saturday: Branch & Drive up: 9AM-1PM Sunday: Closed

ATMDrive-thru

Paterson

66 Hamilton St, Paterson, NJ, 07505-2079

Monday, Tuesday & Wednesday 7:30 a.m. - 3:30 p.m. Thursday 7:30 a.m. - 5:30 p.m. Friday 7:30 a.m. - 3:30 p.m.

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.