GREAT LAKES
Bay City, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
4,437
Net Worth Ratio
11.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$60.1M
Peer Group 4
Members
4,437
as of latest quarter
Net Worth Ratio
11.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$60.1M
Total Shares
$50.2M
Total Loans
$24.9M
Net Income
$-14,922
Net Worth Ratio
11.89%
≥7% = Well Capitalized
Members
4,437
Return on Assets
-0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.04%
$10K
Loan-to-share ratio: 49.6%· healthy range 60–80%
Branch Locations
NCUAGreat Lake FCU
415 Washington Ave, Bay City, MI, 48708-5712
9am - 5pm Monday - Thursday 8:30am - 5:30pm Friday 9am - 12pm Saturday
Great Lakes FCU
1002 W Indiana St, Bay City, MI, 48706-4200
9am - 5pm Monday - Thursday 8:30am - 5:30pm Friday 9am - 12pm Saturday
Great Lakes FCU
9315 Tiffany Blvd, Birch Run, MI, 48415-9442
9am - 5pm Monday - Thursday 8:30am - 5:30pm Friday 9am - 12pm Saturday
CU Answers
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/great-lakes" target="_blank" rel="noopener">View GREAT LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.