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GOLDEN CIRCLE

Massillon, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #61239Est. 1940RSSD: 315599

Members

6,783

Net Worth Ratio

13.82%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$106.5M

Peer Group 5

Members

6,783

as of latest quarter

Net Worth Ratio

13.82%

Well Capitalized

Institution Profile

NCUA

Address

4118 Lincoln Way E, Massillon, OH 44646-3348

Chartered

1940

Branch Locations

4 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$106.5M

Total Shares

$89.7M

Total Loans

$48.1M

Net Income

$-304,466

Net Worth Ratio

13.82%

≥7% = Well Capitalized

Members

6,783

Return on Assets

-0.29%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.88%

$421K

Loan-to-share ratio: 53.7%· healthy range 60–80%

Branch Locations

NCUA

Massillon

4118 Lincoln Way E, Massillon, OH, 44646-3348

8:30 am - 4:30 pm M-Th 8:00 am - 5:00 pm F

MainATMDrive-thru

Canton

3504 Tuscarawas St W, Canton, OH, 44708-5641

8:30 am - 4:30 pm M-Th 8:00 am - 5:00 pm F

ATMDrive-thru

Superior Canton

1600 Harmont Ave NE, Canton, OH, 44705

Mon, Thurs, Fri 8:30 am - 4:30 pm

Superior Massillon

1807 Lincoln Way E, Massillon, OH, 44646

Mon-Thurs 8:30 am - 4:30 pm Fri 8:00 am - 5:00 pm Sat - 9:00 am - 12:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.