🏦Bank Scorer

GENESEE VALLEY

Geneseo, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #21658Est. 1974RSSD: 198185

Members

9,408

Net Worth Ratio

16.20%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$175.0M

Peer Group 5

Members

9,408

as of latest quarter

Net Worth Ratio

16.20%

Well Capitalized

Institution Profile

NCUA

Address

4621 Millennium Dr, Geneseo, NY 14454

Chartered

1974

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$175.0M

Total Shares

$145.7M

Total Loans

$74.9M

Net Income

$881K

Net Worth Ratio

16.20%

≥7% = Well Capitalized

Members

9,408

Return on Assets

0.50%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.02%

$16K

Loan-to-share ratio: 51.4%· healthy range 60–80%

Branch Locations

NCUA

Geneseo Office

4621 Millennium Dr, Geneseo, NY, 14454

9:00 am to 5:00 PM M-Th 9:00 AM to 6:00 PM F 9:00 am to 12:00 pm Sat

MainATMDrive-thru

Dansville Branch

184 Main St, Dansville, NY, 14437

9:00 am to 5:00 PM M-Th 9:00 am to 6:00 PM F 9:00 am to 12:00 PM Sat.

ATM

Warsaw Branch

445 N Main St, Warsaw, NY, 14569-1020

9:00 am to 5:00 pm M-Th 9:00 am to 6:00 pm F 9:00 am to 12:00 pm Sat

ATMDrive-thru

SUNY Geneseo

1 college Cir, Geneseo, NY, 14454-1401

9-12 M-F

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.