GENCO
Waco, TX · Federal Credit Union · Chartered in TX
Who can join
Employer / occupational group
Members
38,363
Net Worth Ratio
13.84%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$490.9M
Peer Group 5
Members
38,363
as of latest quarter
Net Worth Ratio
13.84%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$490.9M
Total Shares
$420.3M
Total Loans
$228.9M
Net Worth Ratio
13.84%
≥7% = Well Capitalized
Members
38,363
Delinquency Rate (60d+)
0.21%
$481K
Loan-to-share ratio: 54.5%· healthy range 60–80%
Branch Locations
NCUAValley Mills
731 N Valley Mills Dr, Waco, TX, 76710-4848
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Lufkin
1402 S John Redditt Dr, Lufkin, TX, 75904-4826
9-5 Monday-Thrusday 9-6 Friday 9-1 Saturday
Woodway
105 Archway Dr, Woodway, TX, 76712-6104
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Northeast
1500 N Loop 340, Waco, TX, 76705-2494
9-5 Monday-Thursday 9-6 Friday 9-1 Saturday
Lorena
230 N Frontage Rd, Lorena, TX, 76655
9-5 Monday-Thursday 9-6 Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/genco" target="_blank" rel="noopener">View GENCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.