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GARDEN SAVINGS

Parsippany, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #18710Est. 1968RSSD: 199481

Members

30,558

Net Worth Ratio

8.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$494.8M

Peer Group 5

Members

30,558

as of latest quarter

Net Worth Ratio

8.44%

Well Capitalized

Institution Profile

NCUA

Address

129 Littleton Road, Parsippany, NJ 07054-1869

Chartered

1968

Branch Locations

6 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$494.8M

Total Shares

$434.6M

Total Loans

$359.9M

Net Worth Ratio

8.44%

≥7% = Well Capitalized

Members

30,558

Delinquency Rate (60d+)

0.78%

$2.8M

Loan-to-share ratio: 82.8%· healthy range 60–80%

Branch Locations

NCUA

Main

129 Littleton Rd, Parsippany, NJ, 07054-1869

9am - 4:30pm

MainATM

Regular Branch

120 Ferry St, Newark, NJ, 07105

9-5 M-T 9-7 Fridays 9-1 Saturdays

ATM

Dover Branch

23 Prospect St, Dover, NJ, 07801

Mon - Thursday 8:30 -5Friday 8:30-6Saturday 8:30-12 noon

ATM

South Orange Branch

15 Scotland Rd, South Orange, NJ, 07079

M-W 8:30 am - 5:00 pmThurs - 8:30 am - 7:00 pmFri - 8:30 am - 5:00 pmSat - 8:30 am - 1:00 pm

ATM

Brick Branch

990 Cedar Bridge Ave, Brick, NJ, 08723

Mon-Wed & Fri 9am - 5pm Thurs 9am - 6pm Sat 9am - 12pm

ATM

Parlin Branch

2909 Washington Rd, Parlin, NJ, 08859-1513

Mon-Wed & Fri 9am - 5pm Thurs 9am -6pm Sat 9am 12pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.