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GALAXY

Franklin, PA · Federal Credit Union · Chartered in PA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #4116Est. 1940RSSD: 275376

Members

4,551

Net Worth Ratio

17.15%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$73.1M

Peer Group 4

Members

4,551

as of latest quarter

Net Worth Ratio

17.15%

Well Capitalized

Institution Profile

NCUA

Address

1313 Liberty St, Franklin, PA 16323

Chartered

1940

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$73.1M

Total Shares

$60.3M

Total Loans

$31.5M

Net Worth Ratio

17.15%

≥7% = Well Capitalized

Members

4,551

Delinquency Rate (60d+)

0.35%

$111K

Loan-to-share ratio: 52.2%· healthy range 60–80%

Branch Locations

NCUA

Branch Office

1313 Liberty St, Franklin, PA, 16323

Mon-Thu 9 AM - 4 PM; Fri 9AM - 6 PM; Drive Thru Open 1/2 hr Later

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.