🏦Bank Scorer

G.P.O.

New Hartford, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #22931Est. 1978RSSD: 83085

Members

43,222

Net Worth Ratio

11.51%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$621.7M

Peer Group 6

Members

43,222

as of latest quarter

Net Worth Ratio

11.51%

Well Capitalized

Institution Profile

NCUA

Address

4311 Middle Settlement Rd, New Hartford, NY 13413

Chartered

1978

Branch Locations

9 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$621.7M

Total Shares

$547.1M

Total Loans

$317.5M

Net Worth Ratio

11.51%

≥7% = Well Capitalized

Members

43,222

Delinquency Rate (60d+)

0.31%

$971K

Loan-to-share ratio: 58.0%· healthy range 60–80%

Branch Locations

NCUA

GPO Federal Credit Union

4311 Middle Settlement Rd, New Hartford, NY, 13413

Monday-Friday 8:30-5:00

Main

GPO Federal Credit Union

4311 Middle Settlement Rd, New Hartford, NY, 13413

Mon-Wed 8:30-5:00 Thurs-Friday 8:30-5:30 Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

301 Bleecker St, Utica, NY, 13501

Mon-Wed 8:30-5:00 Thurs-Fri 8:30-5:30 Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

3 Central Plz, Ilion, NY, 13357-1701

Mon-Wed 8:30-5:00 Thurs-Fri 8:30-5:30 Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

39 N Main St, Dolgeville, NY, 13329-1338

Mon-Wed 8:30-5:00 Thurs-Fri 8:30-5:30 Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

1000 Oneida Plaza Dr, Oneida, NY, 13421-2672

Mon-Wed 8:30-5:00 Thurs-Fri 8:30-5:30 Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

2711 Genesee St, Utica, NY, 13501

M-W 8:30-5:00 Th-Fi 8:30-5:30

ATMDrive-thru

GPO Federal Credit Union

8585 State Route 28, Barneveld, NY, 13304

M-W 8:30-5:00, TH-FRI 8:30-5:30, Sat 9-12

ATMDrive-thru

GPO Federal Credit Union

1701 N James St, Rome, NY, 13440

M-W 8:30-5:00 TH-FR 8:30-5:30 SAT 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.