🏦Bank Scorer

FREEDOM UNITED

Rochester, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Occupational / employer group

Charter #3487Est. 1939RSSD: 607874

Members

6,838

Net Worth Ratio

18.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$94.8M

Peer Group 4

Members

6,838

as of latest quarter

Net Worth Ratio

18.24%

Well Capitalized

Institution Profile

NCUA

Address

283 Adams St., Rochester, PA 15074-2143

Chartered

1939

Branch Locations

3 locations

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$94.8M

Total Shares

$77.4M

Total Loans

$24.9M

Net Income

$501K

Net Worth Ratio

18.24%

≥7% = Well Capitalized

Members

6,838

Return on Assets

0.53%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.62%

$154K

Loan-to-share ratio: 32.2%· healthy range 60–80%

Branch Locations

NCUA

FREEDOM UNITED FCU

283 Adams St, ROCHESTER, PA, 15074-2143

9:00 A.M. TO 5:00 P.M. MONDAY - THURS 9:00 A.M. TO 6:00 P.M. FRIDAY 10:00 A.M. TO 12:00 NOON SATURDAY

MainATMDrive-thru

FREEDOM UNITED FCU

115 Perry Hwy Ste 176, Harmony, PA, 16037-9205

9:30 A.M. TO 5:00 P.M.

ATM

FREEDOM UNITED FCU

3589 Brodhead Rd, Monaca, PA, 15061-3138

9:00 A.M. TO 4:30 P.M. MONDAY - FRIDAY

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.