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FRANKENMUTH

Frankenmuth, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61755Est. 1964RSSD: 100393

Members

78,016

Net Worth Ratio

10.17%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.57B

Peer Group 6

Members

78,016

as of latest quarter

Net Worth Ratio

10.17%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 209, Frankenmuth, MI 48734

Chartered

1964

Branch Locations

33 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.57B

Total Shares

$1.40B

Total Loans

$1.14B

Net Income

$5.9M

Net Worth Ratio

10.17%

≥7% = Well Capitalized

Members

78,016

Return on Assets

0.38%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.72%

$8.2M

Loan-to-share ratio: 81.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

580 N Main St, Frankenmuth, MI, 48734

M, T, W 8 - 6, Thurs 9:15 - 6:00 Friday 8 - 6 Sat 9-12:30

MainATMDrive-thru

Richville

9321 W Sanilac Rd, Reese, MI, 48757

M 9-5 T-Th 10-5 Fri 9-6

ATMDrive-thru

Birch Run

8131 Main St, Birch Run, MI, 48415-9296

M, T, W 8-5; Thursday 10-5; Friday 8-6

ATMDrive-thru

Reese

12638 E Washington Rd, Reese, MI, 48757-9714

M 9-5 T-Th 10-5 Fri 9-6

ATMDrive-thru

Millington

8234 State Rd, Millington, MI, 48746

M 9-5, T-Th 10-5; Fri 9-6

ATMDrive-thru

Vassar

602 State Rd, Vassar, MI, 48768-9248

M 9-5 T-Th 10-5 Friday 9-6

ATMDrive-thru

Town & Country

2796 Erna Dr, Saginaw, MI, 48603

M 9-5T-Th 10-5Fri 9-6Sat 9-1

ATMDrive-thru

Meijer Drive South Birch Run

9430 Meijer South Drive, Birch Run, MI, 48415

M 9-7; T, W, T 10-7; Friday 9-7; Saturday 9-4; Sunday 10-4

ATMDrive-thru

Otisville Branch

410 N State Rd, Otisville, MI, 48463

M, T, W 9-5:15; Thurs 10-5:15; Fri 9-6

ATM

Essexville Branch

3017 Center Ave, Essexville, MI, 48732

Monday 9-6 Tuesday through Thursday 10-6 Friday 9-6

ATMDrive-thru

23 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.