FLAGSHIP COMMUNITY
Port Huron, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
3,048
Net Worth Ratio
11.36%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$33.5M
Peer Group 3
Members
3,048
as of latest quarter
Net Worth Ratio
11.36%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$33.5M
Total Shares
$29.5M
Total Loans
$17.2M
Net Income
$53K
Net Worth Ratio
11.36%
≥7% = Well Capitalized
Members
3,048
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.33%
$57K
Loan-to-share ratio: 58.5%· healthy range 60–80%
Branch Locations
NCUAFlagship Community FCU
3910 Lapeer Rd, Port Huron, MI, 48060-2402
Lobby Monday thru Friday 9-5/Saturday 8-12 Additional Drive Thru Hours Friday 8-6
Harbor Beach Office
727 Trescott St, Harbor Beach, MI, 48441-1321
9:30-4:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/flagship-community" target="_blank" rel="noopener">View FLAGSHIP COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.