🏦Bank Scorer

FIRST SOURCE

New Hartford, NY · Federal Credit Union · Chartered in NY

LICUWell Capitalized

Who can join

Multiple / other

Charter #2658Est. 1938RSSD: 695376

Members

64,151

Net Worth Ratio

10.12%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.12B

Peer Group 6

Members

64,151

as of latest quarter

Net Worth Ratio

10.12%

Well Capitalized

Institution Profile

NCUA

Address

4451 Commercial Dr, New Hartford, NY 13413-6207

Chartered

1938

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.12B

Total Shares

$998.6M

Total Loans

$1.03B

Net Worth Ratio

10.12%

≥7% = Well Capitalized

Members

64,151

Delinquency Rate (60d+)

0.43%

$4.4M

Loan-to-share ratio: 103.3%· healthy range 60–80%

Branch Locations

NCUA

First Source Federal Credit Union

4451 Commercial Dr, New Hartford, NY, 13413-6207

(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)

MainATMDrive-thru

First Source Federal Credit Union

1634 Genesee St, Utica, NY, 13502-5428

(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm Drive-Thru only)

ATMDrive-thru

First Source Federal Credit Union

510 W State St, Herkimer, NY, 13350-2240

(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)

ATMDrive-thru

First Source Federal Credit Union

50 Auert Ave, Utica, NY, 13502

(M-W 9:00am - 4:00pm), (Th-F 9:00am - 5:00pm), (S 9:00am - 12:00pm)

First Source Federal Credit Union

1822 Black River Blvd N, Rome, NY, 13440

(M-W 9:00am - 4:00pm), (Th-F 9:00 - 5:00pm), (S 8am-12pm)

ATMDrive-thru

First Source Federal Credit Union

8 Kellogg Rd, New Hartford, NY, 13413-2825

(M-W 9:00 am- 4:00pm), (Th-F 9:00am - 5:00pm)

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.