🏦Bank Scorer

FIRST SERVICE

Houston, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

Type 99

Charter #68605Est. 1977RSSD: 650889

Members

108,239

Net Worth Ratio

10.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.48B

Peer Group 6

Members

108,239

as of latest quarter

Net Worth Ratio

10.90%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 941914, Houston, TX 77094

Chartered

1977

Branch Locations

14 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.48B

Total Shares

$1.30B

Total Loans

$1.16B

Net Worth Ratio

10.90%

≥7% = Well Capitalized

Members

108,239

Delinquency Rate (60d+)

0.36%

$4.2M

Loan-to-share ratio: 89.1%· healthy range 60–80%

Branch Locations

NCUA

Park Ten Branch

16430 Park Ten Pl, Houston, TX, 77084-5056

Mon-Fri: 8am-5pm Sat: not open

MainATM

Northwest Branch

9621 W Sam Houston Pkwy N, Houston, TX, 77064

Mon-Fri: 9am-5pm Sat: 9am-1pm

ATMDrive-thru

Woodlands Branch

9110 Grogans Mill RD, The Woodlands, TX, 77380

Mon-Thurs: 8am-4:30pm Fri and Sat: not open

ATM

STP Branch

12090 FM 521, Wadsworth, TX, 77483

Mon-Thurs: 7am-5pm Fri and Sat: not open

ATM

Katy Branch

23665 Katy Freeway, Katy, TX, 77494

Mon-Fri: 9am-5pm Sat: 9am-1pm Drive-thru: Mon-Fri 9am-5pm Sat 9am-1pm

ATM

Spring Cypress Branch

8640 Spring Cypress Rd, Spring, TX, 77379-3133

Mon-Fri: 9am-5pm Sat: 9am-1pm

ATM

Atascocita Branch

7720 FM 1960 Rd E, Humble, TX, 77346-2256

Mon-Fri: 9am-5pm Sat: 9am-1pm Sat 9am-2pm

ATMDrive-thru

University Branch

13533 University Boulevard, Sugar Land, TX, 77479

Mon-Fri: 9am-5pm Sat: 9am-1pm

ATM

Tunnels Branch

910 Louisiana St, Houston, TX, 77002

Mon-Fri: 7am-4pm Sat: not open

ATM

Eldridge Branch

1805 Eldridge Pkwy, Houston, TX, 77077-3573

Mon-Fri: 9am-5pm Sat: 9am-1pm

ATMDrive-thru

4 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.