🏦Bank Scorer

FIRST FLIGHT

Cary, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Multiple / other

Charter #7870Est. 1952RSSD: 570286

Members

20,560

Net Worth Ratio

11.08%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$278.1M

Peer Group 5

Members

20,560

as of latest quarter

Net Worth Ratio

11.08%

Well Capitalized

Institution Profile

NCUA

Address

1815 Kildaire Farm Rd, Suite A, Cary, NC 27518

Chartered

1952

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$278.1M

Total Shares

$244.7M

Total Loans

$167.1M

Net Income

$211K

Net Worth Ratio

11.08%

≥7% = Well Capitalized

Members

20,560

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.61%

$1.0M

Loan-to-share ratio: 68.3%· healthy range 60–80%

Branch Locations

NCUA

Cary Corporate Headquarters

1815 Kildaire Farm Rd, Cary, NC, 27518

Monday - Friday 8:30 am to 5:30 pm

Main

New Bern

3127 M L King Jr Blvd, New Bern, NC, 28562-5213

Monday -Thursday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm.

ATMDrive-thru

Morehead City

4501 Arendell St, Morehead City, NC, 28557

Monday - Friday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm

ATMDrive-thru

Greenville

3530 S Memorial Dr, Greenville, NC, 27834

Monday - Thursday 9:00 am to 5:00 pm, Friday 9:00 am to 6:00 pm

ATMDrive-thru

Havelock

1232 E Main St, Havelock, NC, 28532

Monday - Thursday 9:00am-5:00pm, Friday 9:00am-6:00pm

ATMDrive-thru

Cary Branch

1815 Kildaire Farm Rd, Cary, NC, 27518

Monday - Thursday 9am-5pmFriday - 9am-6pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.