FIRST CLASS COMMUNITY
West Des Moines, IA · State Credit Union · Chartered in IA
Who can join
State government employees (special charter)
Members
6,870
Net Worth Ratio
10.36%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$96.5M
Peer Group 4
Members
6,870
as of latest quarter
Net Worth Ratio
10.36%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$96.5M
Total Shares
$86.1M
Total Loans
$36.4M
Net Income
$254K
Net Worth Ratio
10.36%
≥7% = Well Capitalized
Members
6,870
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.30%
$110K
Loan-to-share ratio: 42.3%· healthy range 60–80%
Branch Locations
NCUAFirst Class Community Credit Union
2051 Westown Pkwy, West Des Moines, IA, 50265-1541
Drive Thru M-F 8:30-5:30 Sat 8:30-12:00pm Lobby M-F 9:00-5:00
First Class Community Credit Union-E
303 Euclid Ave, Des Moines, IA, 50313-4349
Drive Thru M-F 8:30-5:30 Sat 8:30-12:00pm Lobby M-F 9:00-5:00 Sat 9:00-12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-class-community" target="_blank" rel="noopener">View FIRST CLASS COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.