FIRST CHOICE FINANCIAL
Gloversville, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
13,355
Net Worth Ratio
12.87%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$180.8M
Peer Group 5
Members
13,355
as of latest quarter
Net Worth Ratio
12.87%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$180.8M
Total Shares
$159.3M
Total Loans
$89.4M
Net Worth Ratio
12.87%
≥7% = Well Capitalized
Members
13,355
Delinquency Rate (60d+)
0.49%
$436K
Loan-to-share ratio: 56.1%· healthy range 60–80%
Branch Locations
NCUAMain Building
355 Hales Mills Rd Ext, Gloversville, NY, 12078-5703
Lobby Hours: Monday - Friday 9:00am - 5:00pm; Saturday 9:00am - 12:00pm (EST) Drive Up Window: Monday - Thursday 8:30am - 5:00p Friday - 8:30 - 6:00pm
Wal-Mart Branch Office
329 S Kingsboro Ave, Gloversville, NY, 12078
Monday through Wednesday and Saturday 10:00am - 6:00pmThursday and Friday 10:00am - 7:00pm
Broadalbin Office
3677 State Highway 30, Broadalbin, NY, 12025-2601
TBD
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/first-choice-financial" target="_blank" rel="noopener">View FIRST CHOICE FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.