🏦Bank Scorer

FIRST CHOICE

New Castle, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Multiple select employee groups

Charter #8229Est. 1952RSSD: 518587

Members

9,534

Net Worth Ratio

12.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$93.9M

Peer Group 4

Members

9,534

as of latest quarter

Net Worth Ratio

12.24%

Well Capitalized

Institution Profile

NCUA

Address

2209 W State St, New Castle, PA 16101-1138

Chartered

1952

Branch Locations

5 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$93.9M

Total Shares

$81.6M

Total Loans

$54.0M

Net Worth Ratio

12.24%

≥7% = Well Capitalized

Members

9,534

Delinquency Rate (60d+)

0.96%

$520K

Loan-to-share ratio: 66.2%· healthy range 60–80%

Branch Locations

NCUA

First Choice FCU

2209 W State St, New Castle, PA, 16101-1138

M - F 8:30 am - 4:30 pm

MainATMDrive-thru

GBS

1035 N Meridian Rd, Youngstown, OH, 44509-1016

SCA Federal Credit Union

2656 Ellwood Rd, New Castle, PA, 16101-6282

M - F 9:00 am - 4:30 pm S 9:00 am - 12:00 pm

First Choice FCU

2810 Wilmington Rd, New Castle, PA, 16105-1232

M-F 9:30am to 4:30pm S 9am to 12pmDrive Thru M-F 8:30am to 4:30pm S 9am-12pm

ATMDrive-thru

First Choice FCU

1144 Butler Ave, New Castle, PA, 16101-4264

8:30 am to 4:30 pm M-W and F8:30 am to 6:00 pm R

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.